11 Biggest UK Lotteries Ranked - Highest All Time Jackpots & Odds of Winning

Tired of tiny lottery prizes? Top UK games now offer life-changing multi-million jackpots thousands of times bigger than the cost of a ticket. This guide explores the 11 most popular lotteries, comparing key details like prize sizes, odds, costs, number picking, and frequency.

• Full List Of All UK Lotteries
• Your ticket to fortune: exploring 11 exciting UK lotteries
• Know your odds: discover the return to player rates for UK lotteries
• Jackpot showdown: comparing the UK’s top lottery games
• Mastering the game: how to play Lotto
• Are UK lotteries a gamble worth taking? Unraveling the truth

Full List Of All UK Lotteries

Your ticket to fortune: exploring 11 exciting UK lotteries

Our team at CasinoAlpha has compiled a list of all the types of lotteries UK provides. Read our UK lotteries list and find the best for you.

• Lotto HotPicks – Best for Lottery Players Who Want More Control

The game uses the main draw for its numbers. However, players must choose the numbers and the number of balls they wish to match.

Participants can pick up to five balls to match. They lose the drawing round if they do not match all the balls. The cost of entry is £1.

Payouts and Winning odds

• EuroMillions – British Lottery With the Biggest £170 Million Jackpot

It is a pan-European draw launched by Camelot in 2004. The draws take place in Paris and are aired in the United Kingdom on Tuesdays and Fridays.

The entry cost for playing in EuroMillions draws is £2.5. The competition includes players from other countries ranging from Portugal to Austria to Ireland.

EuroMillions HotPicks

In 2018, the operator organised a EuroMillions HotPicks draw. The game works similar to the national Lotto HotPicks. Its prizes range from £10 to £1 million.

EuroMillions & HotPicks odds

• Millionaire Maker – Guaranteed £1 Million Winner Each Draw

The EuroMillions ticket within the United Kingdom also contains a Millionaire Maker code. The four letters and five numbers qualify buyers for a particular game.

There is a winner each round, except for special draws, with the awarded prize of £1 million. Odds depend on the number of tickets sold.

• Thunderball – Low Cost Lottery With up to £500,000 Top Prize

In this game, players choose five main numbers from 1 to 39 and a “Thunderball” number, ranging from 1 to 14.

You must match the Thunderball number and at least three main balls to win a draw. You must pay £1 per line to play Thunderball.

Thunderball prizes and odds

• Health Lottery – Lottery Supporting Healthcare Causes Across the UK

The Health Lottery is a game operated by Northern and Shell. Functioning since 2011, it has had five weekly draws on Tuesdays, Wednesdays, Thursdays, Fridays, and Saturdays.

The revenue resulting from a week’s draws are received by a different community interest company, with 20% of the funds going to health-related issues.

The entry fee is £1, and the maximum jackpot is £250000, with the lowest award being a free ticket. Like other games, you must choose five numbers from 1 to 50 and a Health Ball from 1 to 5.

Health Millions

This version runs on Mondays and Thursdays, every week at 9 PM. The entry price is the same, but the top prize is £5 million.

The total pot can also be boosted up to £15 million for Super Jackpots.

• People’s Postcode Lottery – Highest 33% Charity Donation Lottery

Here is a much more generous game. Participants can play in daily, biweekly, and monthly draws, with jackpots of £1000, £30000, and £7.9 million.

The daily draw awards the prize to one winner in 20 postcodes. The Saturday and Sunday draws provide the award to a player in one postcode.

The monthly draw prize is spread by one postcode area’s participants. The currently estimated award per winning postcode ticket is £368000.

• Free Lottery – No Cost Lottery for Players on a Budget

You can also participate in random UK lotteries for free, competing to win up to £100000.

The process is simple. You choose your six numbers ranging from 1 to 75, register for a free account by entering your name and email. You must additionally log in after the draw to see if you won. The odds of a payout are lower, but this is the cheapest among the types of lottery UK hosts.

• Set for Life – Most Wanted £10,000 Monthly Payouts for 30 Years

Launched on 18 March 2019, the game provides a £100000 monthly top prize for thirty years. The total can reach £3600000.

Participating costs £1.5, and players choose five main numbers (from 1 to 47) plus a Life Ball (1 to 10). Draws are aired every Monday and Thursday at 20:00.

Set for Life payouts and odds

• Irish Lotto

Yes, British players can also participate in the Irish Lotto via online play slip platforms. They can register up to eight tickets into the draw.

Each entry must contain six picked spots ranging from 1 to 47. Each ticket costs £3, but you can save 10% by using Direct Debit to play repeatedly. You will see the results every Wednesday and Saturday at 7:55 PM.

Prize tiers and odds

• UK Powerball

You can follow the UK Powerball results following the draws that take place at 9:59 PM on Wednesdays and Saturdays.

The price of entry is £1.5. Participants choose six numbers ranging from 1 to 50 and a Powerball from 1 to 5.

Powerball prizes and chances

• Pick 3

This version may seem the simplest type of lottery UK is hosting. As the name implies, players choose only three spots ranging between 1 and 9. Values can repeat.

The maximum prize per weekly draw is £500, with an entry price of £0.5 or £1. However, what complexity the game lacks in the number of balls it regains through various choice systems.

Betting options

Straight bets are matches of numbers in the exact order they have been chosen. The box is the opposite, as you match the drawn numbers in any order.

For straight/box bets, your £1 ticket price is divided into two bets. You must match the first or last two digits only for a payout for front and back pairs. Combos combine several payouts for two or three digits, depending on your chosen numbers.

Unveiling the majesty of UK lotteries: lotto and beyond

The national lottery, nowadays referred to as Lotto and represented by a googly-eyed fingers-crossed hand mascot, is the only state-franchised draw.

It was established in 1994 and operated by the Camelot Group since, with the Gambling Commission’s oversight guaranteeing its fairness.

Know your odds: discover the return to player rates for UK lotteries

The percentage describes the fraction of your funds that you would recover by participating in multiple (and statistically relevant) draws. The standard RTP for the nationally franchised Lotto is 45%, with other options having similar values. A 45% RTP indicates that, across time, if you were to spend a total of £100 on tickets, you would recover only £45 on average.

This is naturally aggravating for the player, but even in the space of other gambling activities, the return to player percentage of all types of lottery UK hosts is poor.

Slots

The standard RTP for games present on various slots sites available in the UK is 96%. Thus, a player would lose £4 per £100 wagered in the long run.

Beyond the fact the value indicates to players that they will bleed money by design, it presupposes that gamblers will have no spending caps. With a limited bankroll, a constant approximate £4 loss would quickly lead to hitting zero.

Table games

Table games available in standard online platforms and, more notably in live casinos, are known for giving players a fighting chance.

While they still have a non-zero RTP (often referred to in this context as its reverse, the house edge, i.e., the profit margin for the casinos), gamblers can affect its value through educated strategies.

Game types

• Roulette provides several outside bets that come close to being a fair 50/50 gamble. Their overall odds of success vary depending on the game version. Nonetheless, the European Roulette version, along with En Prison and La Partage rules, generate a low 98.65% RTP (or 1.35% house edge.)
• Blackjack is considerably more complicated, requiring informed strategies and having many more rules and qualia that contribute to its house edge. However, the ideal system can bring the game house edge to 0.5%.
• Even baccarat, which requires minor input among the three popular table games, has a low 1.06% house edge.

Casino table and card games provide participants with better odds. However, the reverse is that they require considerably more effort, knowledge, and engagement than the very simple UK lotteries.

Keno, bingo, scratch cards

We should naturally consider the games that most resemble the types of lottery UK operators organise.

The return to player percentage for keno games ranges from 70% to 90%. Thus, it still fares better than Lotto draws. 90-ball bingo sits at around 80%, with 75-ball counterparts raging between 70% to 85%. Although statistically giving more chances, one can contend that these games do not provide as large a prize as UK lotteries do.

However, when computing the return to player rate, we also consider the returns and jackpots per placed ticket. In other words, while being impressive, large pots tell you a lot less than the RTP does regarding a game of chance.

How are these UK lotteries different from scratchers?

Both game types provide you with a staggeringly low chance of winning a bafflingly large prize. With scratch cards, you find out on the spot if you won or not and do not need to check the draw results.

While this distinction in outcome functionalities may seem marginal, analysts have indicated that it generates less than trivial qualitative differences between the two games, especially in matters of abusive play.

Jackpot showdown: comparing the UK’s top lottery games

Which is the best lottery to play in the UK?

The best choice will depend on your intentions when participating in a draw. The objective data we provide can inform your decision.

Aiming to win big

EuroMillions provides the biggest jackpot, but choosing the winning numbers is appropriately unlikely. This is generally the case for all options: a high maximum prize is counter-balanced by low odds.

Pick 3 gives you the best chance of getting the highest prize. However, the jackpot is only a meagre £500. Nonetheless, no lottery will guarantee a profit, as they are essentially games of luck.

If you want to play for a good cause

UK lotteries have an appeal in the fact that a considerable part of their revenues goes into funding for good causes. Still, operators will donate different percentages.

If you want to show your goodwill to British society along with gaining a chance to earn a prize, you should buy tickets to raffles with higher donated margins.

Trying to get any prize

If you actually expect to win any prize when entering the raffle, the People’s Postcode draw is the go-to game – an option we further recommend considering the high revenue margin being donated.

When we refer to the possibility of breaking even, we need to consider the return to player percentage, a theoretical result that characterises all games of chance.

Mastering the game: how to play Lotto

You must choose six numbers ranging from 1 to 59. A Lucky Dip option also automatically provides you with six random numbers.

Play slips cost £2 and allow up to seven lines of numbers each. British participants can purchase up to 10 play slips for any draw. You then have to choose the date to play on. The choices are Wednesday, Saturday, or both.

If you are eligible for a payout, the operator will notify you via email. You will then be able to claim your prize.

Lotto payouts

• Six main numbers – varying jackpot
• Five main numbers & bonus ball – £1 million
• Five main numbers – £1750
• Four main numbers – £140
• Three main numbers – £30
• Two main numbers – free Lucky Dip

Jackpot rollover

The operator fixes a starting jackpot. After each draw, there is a rollover that increases the total pot. After four rollovers, the jackpot reaches a “Must be won” state.

If no player is eligible to win the jackpot in this state, e rolldown occurs. In this case, the pot is shared by players that match two or more main numbers.

How old do I need to be to play the lottery?

While playing in the best online casinos requires you to be at least 18, all British subjects over 16 can purchase national lotto tickets.

This is true across the board for all the games organised within Great Britain. However, for the international lottery games, UK players must abide by other conditions. Most often, if it is not 16, the required age is 18.

Are UK lotteries a gamble worth taking? Unraveling the truth

The small entry fees, minimal input or skill required by UK lotteries, and their underlying philanthropic purposes make them popular choices.

According to official statistics, UK lotteries remain the second-highest gambling industry sector, with the National Lottery being the leading activity across the board. The latter has also seen the second most significant GGY increase (10.4%) by volume and the first by net value (£319.9 million.)

We can suspect that its success stems from a notable and ongoing presence on the market, the trust of a nationally franchised operation, and successful marketing practices. The Camelot Group did a great job at pushing to the front what worked in the gambling business model and retiring whatever did not.

From the customer side, UK lotteries remain accessible everyday activities that provide the thrill of having a chance at receiving large prizes with minimal input.

A tie to gambling addiction?

While being more restrained than other gambling activities, both in volume and engagement, experts have analysed the relation between UK lotteries and excessive play.

Researchers have only found positive correlations between some types (instant scratch cards and video lottery terminals) and problematic behaviours. With this being noted, we should not ignore the nature of successful practices that stand behind the lottery’s success beyond marketing and coverage.

Operators hinge their practices on the general ignorance of probability theory, entrapment, manufacturing credibility, and heavy use of heuristics. The latter implies creating the illusion of control, flexible attributions, and fomenting hindsight, availability, and representativeness biases.

In other words, lottery operators place their bet on the buyer’s ignorance, which they further stimulate. We hope that our data helps our readers be the wiser, even at the expense of operators’ profits.