Guide Summary
Quick Information About Pay by Phone
| Parent Company | N/A |
| Type | Mobile billing payment method |
| Availability | Low to medium |
| Deposit Processing Time | Instant |
| Withdrawal Processing Time | Not supported |
| Fees | None, unless imposed by casino |
| Security Features | Phone number verification, SMS confirmation |
| Mobile Compatibility | Mobile-first design and usability |
| Customer Support | Email, live chat, phone number, etc., depending on the payment service |
| Accepted at Casinos | 100+ NZ casinos |
| Additional Features | Funds may be deducted from prepaid credit |
Guide to Using Pay by Phone at NZ Online Casinos
Pay by phone payments are probably the easiest to make at online gambling sites in New Zealand. Here are step-by-step guides to sending money into your casino account and withdrawing winnings using pay by phone bill:
Step-by-Step Guide to Deposit With Pay by Phone Bill
- Logged into your online casino account, click on the banking section.
- Choose deposit.
- In the list of deposit methods, select the pay by phone option
- Enter your desired deposit amount. Factor in casino and bonus deposit limits when deciding how much to transfer.
- Enter your phone number when prompted
- Enter the confirmation code sent to your phone
Step-by-Step Guide to Withdrawing With Pay by Phone Bill
Here’s what casinos won’t tell you about pay by phone deposits. You can easily put money in, but you can’t get it back the same way. This one-way system isn’t just a technical quirk—it’s a calculated business strategy.
When withdrawing becomes a multi-step hassle requiring additional accounts and verification, many players simply leave smaller amounts in their casino balance rather than jumping through hoops to cash out. The extra steps create just enough resistance that some winnings never make it back to players’ pockets.
So make sure you have an alternative payment method for withdrawals. Pay by phone top casinos provide several payment methods, including credit and debit cards like Mastercard casino payments, e-wallets like Skrill and Neteller payment option, and bank transfer options, that you can use to withdraw your winnings.
Pay by Phone Bonus Types to Redeem
| Bonus Type | Definition |
|---|---|
| Welcome Bonus | This is a bonus that includes a deposit match and free spins or either one of the two that casinos award new players when they make their first casino deposit. |
| No Deposit Bonus | No deposit bonuses are bonuses awarded mostly to new players that don’t come with the usual minimum deposit condition. |
| Free Spins Bonus | These are reel spins that you receive to play for real money at select slots without committing funds in your real money casino account. Free spins may carry a deposit requirement but not a stake one. |
| Cashback Bonus | A cashback bonus is a refund of a fraction of your net losses over a specified period. Cashback bonuses are calculated in percentages, e.g 10% or 20% Cashback on All Losses. |
| Reload Bonus | Reload bonuses are offers attached to subsequent deposits after a player makes their first deposit. They are an extension of first deposit bonuses on most Pay by Phone casinos and may carry identical T&Cs with the first deposit bonus. |
Best Pay by Phone Casinos in New Zealand
| Rank | Casino Name | Welcome Bonus | Online Since | Minimum Pay by Phone Deposit | Maximum Pay by Phone Cashout | Our Rating |
|---|---|---|---|---|---|---|
| 1 |  PowerSlots Casino | 200% UP TO $1000 + 50 FREE SPINS | 2012 | $10 | $6000 | |
| 2 |  MobileWins Casino | 200% UP TO $1000 + 50 FREE SPINS | 2012 | $10 | $10000 | |
| 3 |  Vegas Mobile Casino | 200% UP TO $500 + 50 FREE SPINS | 2013 | $10 | $6000 |
How CasinoAlpha Reviews Pay by Phone Casinos
Legit & Fairness
We assess a New Zealand online casino’s legitimacy by examining its transparency in terms and conditions, bonus rules, and responsible gaming tools. The casino site’s T&Cs account for 40% of our rating, focusing on fair and clear rules. Bonus terms also weigh 40%, ensuring the promotional offers are reasonable. The remaining 20% evaluates responsible gaming measures, promoting safe gambling environments.
| Caracteristics | Rating pecentage |
|---|---|
| Casino T&C | |
| Bonus T&C | |
| Responsible Gaming |
Payment Methods
Our payment methods rating is based on four factors. The minimum deposit threshold carries 40%, rewarding NZ casino sites with low deposit limits. Payout speed accounts for 30%, prioritizing fast withdrawals. Maximum cashout limits contribute 20%, ensuring fair withdrawal caps. Minimum withdrawal requirements make up the final 10%, evaluating the ease of cashing out.
| Caracteristics | Rating pecentage |
|---|---|
| Min. Deposit | |
| Min. Withdrawal | |
| Max. Cashout | |
| Payout Time |
Customer Support
We assess the customer support feature by testing its availability and responsiveness. Live chat and 24/7 access account for 20% each, while another 20% evaluates the support agents' response times. The helpfulness and professionalism of the NZ online casino's staff also contribute 20%. The FAQ section and email responsiveness contribute 10% each to the final support rating.
| Caracteristics | Rating pecentage |
|---|---|
| Live Chat | |
| Live Chat 24/7 | |
| Response Time | |
| Helpful Chat | |
| FAQ | |
Product Rating
Our product rating is based on three factors: game providers, pokies, and live dealer games. Game variety from at least 10 top game providers in New Zealand contributes 30%. Slot games, making up 40%, require a selection of over 500 titles. Live dealer games account for 30%, focusing on the quality and variety of at least 15 live dealer games.
| Caracteristics | Rating pecentage |
|---|---|
| Game Providers | |
| Slot Games | |
| Live Games |
Casino Reputation
The reputation of the NZ online casino is evaluated through its licenses (40%), such as UKGC or MGA, which ensure compliance with regulatory standards. Third-party reviews from reputable sources contribute 30%, reflecting user trust. The New Zealand casino sites' operational history adds 20%, highlighting their reliability. Gambling product variety, including poker and sports betting, accounts for the final 10%.
| Caracteristics | Rating pecentage |
|---|---|
| Licences | |
| Online Since | |
| Third-Party Reviews | |
| Gambling Products |
More Alternatives for Pay by Phone
| Feature | Pay by Phone | Google Pay | Apple Pay | POLi |
|---|---|---|---|---|
| Type | Mobile billing | Digital wallet | Digital wallet | Online banking |
| Deposit Speed | Instant | Instant | Instant | Instant |
| Withdrawal Speed | Not supported | Not supported | Not supported | 1-2 days |
| Fees | None | None | None | None |
| Security Features | SMS confirmation, phone number verification | Biometric authentication | Tokenization, biometric authentication | Bank-grade security, no sharing card details |
| Casino Acceptance | 100+ | 200+ | 200+ | 300+ |
| Ease of Use | Straightforward one-tap transaction authorization | User-friendly for Android users | Transaction authorization requires unlocking phone | Only requires player to have bank account |
| Mobile Compatibility | Built for mobile use | Tailored primarily for Android phone use | Integrated with iOS devices | Full compatibility with mobile banking apps |
| Best For | Casual players making small deposits | Android users seeking quick small-value | iPhone and iPad users seeking fast transactions | Players who aren’t signed up for any third party payment service, e.g, a credit/debit card or digital wallet |
Pay by Phone vs Apple Pay
Apple Pay and pay by phone casinos are similar in that they both need your phone number to initiate casino deposit transactions. Both payment methods are instant and only work for deposits. Apple Pay, however, is accepted at more casinos, meaning you have a better chance of finding a casino that suits your needs if you use Apple Pay. Additionally, if you deposit using pay by phone, you are essentially using credit, which is not a recommended way to pay casinos.
While Apple Pay at least requires money already in your account, both methods make spending too quick and thoughtless. The easier it is to deposit, the harder it becomes to maintain spending boundaries—and casinos are counting on exactly that.
Summary: Pay by Phone Casinos Verdict
Making casino deposits by phone bill is speedy and convenient and saves you the need to create third-party accounts with online payment services. You don’t need real money to use it. You don’t need to provide your bank details either. And you remain in control of your budget, as pay via phone deposit limits are lower than popular prepaid cards like Paysafecard.
Although Pay by Phone cannot be used as a withdrawal option, top online casino sites offer alternatives to pay by phone that you can use and enjoy the same level of convenience. Otherwise, you can always try PayPal online casino sites or Visa casinos if you want to deposit and withdraw using the same payment method. If you choose to stick with mobile billing casinos, don’t forget to go through our list of the best pay by phone casinos for 2025.
Pros and Cons of Using Pay by Phone
| Pros | Cons |
|---|---|
| Deposits charged on your monthly phone bill: you don’t need money to make a deposit | You can only use pay by phone to fund your casino account, withdrawals not supported |
| Pay by mobile phone deposits are instant | Few NZ casinos offer the option to make a deposit by phone |
| No bank details are needed in mobile phone bill payments | Hard to track your gambling expenses. Expenses simply appear in your monthly bill |
| Low phone credit limits help with budget control | |
| Pay by phone casino deposits are quick and easy, as only your phone number is required |
The biggest undoing of pay-by-phone casino payments isn’t the low limits or lack of withdrawals. It is the fact that most of the best NZ casinos simply don’t accept it. And when they do, there’s often a sacrifice involved, like limited bonuses or strict betting caps.
“I made a $5 pay-by-phone deposit at Spinoloco Casino,” recalls Adina Minculescu, our in-house games tester. “I was honestly surprised the welcome bonus was still available for me. Most casinos block phone depositors from promos like that. What I really liked, though, was the $5 max bet rule—they actually let you push your bets a little higher than the usual $2 limit. But I burned through my deposit in no time, and when my bonus balance dropped below 50 cents, it was voided. I obviously didn’t like that part.”
That’s one real-world example of how low deposit limits can work against you, especially when paired with bonus conditions. If you’re a high roller, pay-by-phone simply isn’t a viable option. You’re better off with a method that gives you more control, flexibility, and bigger transaction caps.
Still, for budget-conscious users or casual players who load their accounts with tiny amounts once a fortnight, Pay-by-Phone casinos are a great option. Just ensure you’re aware of the limits before you commit.
