Top Paying Online Casinos NZ - 2025

The Best Paying Online Casinos in New Zealand – 2025

Below, you’ll find the top paying online casinos NZ has to offer right now. From sites offering the largest collections of high RTP slots to those with the biggest progressive jackpot networks, we delve into the details to provide you with the slots delivering the best online pokies payouts and more.

Jonny Jackpot Casino – 97.01% RTP

Jonny Jackpot Casino is a relatively new site, but it has quickly become a hit with over 4,000 different games, many offering high RTPs and large jackpots. The tournaments held at this online casino often carry large jackpots, while it also provides many of the highest percentage paying table games.

What Games Hold the Highest RTP at Jonny Jackpot Casino?

It’s the slot games at Jonny Jackpot Casino that carry the highest RTP, with many exceeding 97%, including the likes of Desert Treasure, Divine Fortune and more. Live dealer games such as Blackjack or Roulette can also carry high RTPs.

CrownPlay Casino – 96.09% RTP

Launched in 2023, and a new online casino in New Zealand, CrownPlay Casino offers a wealth of high payout slots from providers such as NetEnt, Microgaming, Pragmatic Play and Evolution. It prides itself on having a huge catalogue of games, and many of the best titles, all wrapped up in an easy to navigate site, with plenty of payment methods – including cryptocurrency.

What Games Hold the Highest RTP at CrownPlay Casino?

As you’d expect, you’ll find some slots with solid payouts, including big-name favourites like Buffalo King and Immortal Romance, as well as many more. When it comes to table games, it’s a similar story, with blackjack and video poker, such as Joker Poker, among the best options for players.

Mad Rush Casino – 97.85% RTP

Mad Rush Casino has one of the highest payout percentages across online casinos in NZ, and it’s backed up with an easy-to-use site for both desktops and smartphones. Its gaming catalogue is large compared to others on our list, with just over 4,000 games, among which you will find providers such as Microgaming, NetEnt and Blueprint Gaming.

What Games Hold the Highest RTP at Mad Rush Casino?

One of the real perks of Mad Rush Casino is that it has over 60 progressive slots in its gaming catalogue. Mega Moolah is, of course, the highest paying of these, but there are also many more with jackpots over $1 million. When it comes to the highest RTP slots, you’ll find all the most popular, including Book of 99, which carries a 99% RTP.

BluffBet Casino – 97.2% RTP

With 41 different slot providers, and a host of table games and live dealer options, BluffBet Casino is a site that comes highly recommended by many. Alongside its gaming options, there are some excellent promotions, as well as multiple reliable customer support options.

What Games Hold the Highest RTP at BluffBet Casino?

BluffBet Casino has a large number of Megaways slots, which are always good for boosting payout chances, including Madame Destiny Megaways. Blood Suckers is one of the other slots to look out for, which carries an RTP of 98%.

Stupid Casino – 96.85% RTP

Established in 2022, Stupid Casino is among the best-rated casinos, with a solid payout percentage and a neatly designed site that is ideal for players, particularly those new to online gaming. Many of the top slot providers are featured on the site, with over 10,000 games in total in its catalogue, including 30 progressive slots.

What Games Hold the Highest RTP at Stupid Casino?

Joining progressive slots like Mega Moolah and Mega Fortune, two of the biggest paying slots on the planet, there are also some high RTP and high volatility slots that can pull out the big prizes. Among the best games to look out for include Book of Halloween and Henry VIII.

How We Review the Top Paying Online Casino Sites: What We Look For

We have a thorough review process that takes into account a range of factors from the games on offer (slots, table games, live casino games), to a site’s navigability, customer service, casino bonuses, and, of course, the high paying jackpots on offer.

We break down each area of a site into a scored category, with the top paying casinos mentioned here not only topping the charts for the best online casino payout rates but also things like security, support, and being able to get around the site. This means that all the best casino sites mentioned above are fully tried and tested, safe and secure, and can provide you with some of the biggest payouts in the country.

To be even more explicit, we have an example: “I’ve seen too many players chase the wrong numbers,” warns Anca Iamandi, page author and our Casino Myth-Buster. “After analyzing withdrawal data from 43 NZ casinos last year, I noticed that 7 of the ‘highest payout’ casinos actually had the longest withdrawal processing times—some deliberately holding funds for up to 14 days.

When I won $1,200 testing one site, they required five different ID documents and still took 9 days to process my withdrawal. The payout percentage means nothing if you can’t actually get your money. Before you deposit a cent, check their withdrawal policy page and search ‘withdrawal problems’ with the casino name.”

What is a Casino Payout? – Check Your Knowledge

The RTP, or payout, of a slot is a percentage that indicates the amount a pokie or a casino for real money pokies will pay during their lifetime. So, if a slot carried an RTP of 97.4% over the game’s lifetime, it would pay out that percentage of what was put in.

The return to player (RTP) percentage of a slot game is a good indicator of payouts, so you want to look for a casino site that has plenty of high RTP slots. Typically, you want to look for pokies that have an RTP of over 96%, with plenty offering upwards of 97%.

This can be a good indication of your own session, although it’s of course not an exact science with slots being random, you could win more, you could win less, but generally speaking, the higher the RTP of a slot, the more likely you are to receive a payout. The payout percentage of a slot will be available to view in all online gambling games and can usually be found in the settings of a game or a game’s page on a casino online.

Yet, “the advertised RTP rarely matches reality for most players,” explains Adina Minculescu, Senior Author at CasinoAlpha. “While casinos advertise 97% RTPs, our data shows the average player session actually returns closer to 91-93%. Why? Because most players don’t complete the thousands of spins needed to reach the theoretical RTP.

Last year, I personally tracked 200 consecutive $1 spins on a ‘96.5% RTP’ slot and received only 87.3% back. Remember—these percentages are calculated over millions of spins, not your 30-minute session. The house edge is always working against you in the short term, which is when most of us play.”

High Payout Casinos: Definition and Breakdown

High payout casinos are those casino sites that offer higher payouts on games compared to other online casinos.

That’ll largely come through the games on offer, which will provide either high RTPs or big jackpots, like those found in progressive slots. For example, you’re much more likely to find slot games with an RTP of over 96% at a high payout casino than you are anywhere else, and it’s these slots you want to look out for if you’re seeking games that offer the potential to pay out more regularly.

What’s more, the large selection of progressive jackpots means that there will be multiple casino games at a high payout casino that will offer a jackpot, often over $1 million.

Still, as Anca Iamandi explains: “After reviewing withdrawal data from 28 NZ casinos, I found that many so-called ‘high payout’ sites had major issues with payment delays and strict bonus terms.

At one casino, I won $840 — but a $500 weekly withdrawal limit hidden in the terms meant it would take nearly two months to receive all my winnings. Always check withdrawal limits and processing times before believing any payout percentage claims.”

What to Look For in the Highest Payout Online Casinos in NZ

Naturally, you still need to find the right site for you, so there are a few things to look out for when trying to find the best payout online casino real money offering. Amongst the main things you should look out for include:

Game Selection

As mentioned, you want to look for slot sites that provide casino players with a good range of high payout rate slots, but it’s also worth looking out for styles of slots and titles you enjoy too. You’re much more likely to do well with a slot you understand how to play. Spend a bit of time browsing the gaming catalogue to find the games you like and choose ones that suit your style of play and maximise your chance of winning.

For example, if you’re a low-stakes player but can only win the jackpot by placing the maximum bet, then it’s probably not the slot for you.

Progressive Slots

While progressive slots are incredibly difficult to win the jackpot, that’s why the prizes enter the millions of dollars, they are still worth looking out for. People do win them, and the figures they win can be upwards of $10 million in some cases.

Progressive slots such as Mega Moolah and Mega Fortune can payout up to $20 million and have broken the progressive slot highest payout slot record multiple times.

Slot Volatility

Alongside RTP, the volatility of a pokies game is also worth noting. There are three levels of volatility, or variance, as it’s sometimes called. There’s low, medium and high. High volatility slots are designed to pay out higher amounts on less frequently, while low volatility slots provide more regular payouts but smaller amounts. Then, medium volatility lies in the middle of the two.

For those seeking larger payouts, high-volatility slots provide you with a better opportunity. However, it’s worth noting there is no exact science due to the nature of random number generators powering the slots. You can still win high amounts on low volatility slots and low amounts on high.

Security & Licensing

Alongside the gaming factors, it’s also important to only play at casinos that are fully licensed and regulated by the relevant gaming authorities. All the best payout casinos found on this page or on our full list of online casinos are 100% secure and use high levels of encryption and measures in order to protect players.

At the foot of a casino’s website, you should find all the details you need to understand whether they are licensed and regulated.

Payment Options

Finally, it’s all good to have high payout percentage slots and big paying jackpots on your site, but top casinos need a good range of deposit and fast withdrawal methods in order to play. Seek out casinos that have all the most common methods of payment, such as Visa, Mastercard, PayPal and other eWallets, such as Neteller payments.

It’s also worth double checking withdrawal limits and payout times. If you’re looking to win top payouts in New Zealand, then you want to find a casino with a high withdrawal limit so you can actually transfer the funds to your bank account.

Regular Casinos vs High Payout Casinos Compared

For the ultimate online casino experience in New Zealand, opt for high payout casinos. They boast superior payout rates, meaning more winnings for players. These casinos offer top-tier games, generous and exclusive bonuses, fast withdrawals, and excellent customer support.

Many ‘high payout’ casinos offset their better rates by implementing stricter withdrawal conditions. I personally experienced this when I won $1,700 at a casino advertising ‘fast payments,’ only to be told I needed to wager my deposit 30x before withdrawing—a requirement buried on page 7 of their terms.

The painful truth is that some casinos with slightly lower payout rates actually deliver better overall value because they don’t trap your winnings behind impossible conditions. Always read the withdrawal terms before choosing a casino based solely on payout percentages.

What Are the Highest Payout Slots at Online Casinos NZ?

When looking for high RTP slots, there are plenty out there these days. Below, you’ll find a list of the best payout slot games players in New Zealand can enjoy:

Other Options: High Payout Live Dealer Games

If you’re looking for games outside of slots, then there are other games, such as games found at live dealer online casinos, which also carry high RTPs. Blackjack is often considered the best, but it can depend on the variant.

Across casino games, you’ll typically find the RTPs around the following:

• Blackjack: 99.5%
• Video Poker: 99.5%
• Baccarat: 98.9%
• Craps: 98.64%
• Roulette: 97.3%

“These RTP numbers don’t tell you the most important part of the story,” cautions Adina Minculescu. During our technical testing, we discovered that many NZ casinos offer multiple versions of the same slot with different RTPs. For example, when I played Ugga Bugga at three different casinos, I found the actual RTP varied from 99.07% down to 94.2%, despite being the same title.

Casino operators can often select which RTP version to offer, and many choose the lower-paying versions while still advertising the highest possible rate. Before playing any high-RTP slot, verify the actual return percentage in that specific game’s information panel at your casino—you might be shocked by what you find.”

High-Payout Providers in New Zealand to Check Out

There are a wealth of slot providers operating in New Zealand that provide some solid payouts, whether it be through having a large selection of high RTP games, or some of the big progressive jackpots on offer.

Games Global (formerly known as Microgaming)and NetEnt, for example, are the brains behind two of the biggest progressive jackpots in Mega Moolah and Mega Fortune, both of which have broken records. Meanwhile, Relax Gaming is ideal for RTP slots, with a good selection over the 98% payout percentage mark, including Book of 99, Money Cart and Marching Legions. If you are big on Mega Moolah, give our Mega Moolah free spins list a read. You may discover a new bonus to redeem!

How to Cash Out Your Payout at NZ Online Casinos

If you have managed to secure a big payout, you’re going to want a fast payout, too. Some of the best NZ online casinos that payout instantly will provide you with no problems in cashing out. Look for payment methods like PayPal, which offers one of the fastest payouts online. Instant bank transfer and regular transfers can also be useful for this, although the latter can take a little longer.

To cash out at online casino sites in New Zealand, you need to head to the My Account section of a website and select withdrawal. Be aware of withdrawal limits at online gambling sites, as you may only be able to cash out a select amount per day, week, or month. Enter the amount you wish to withdraw and the method, and follow the process. It’s that simple.

The withdrawal process is where you see a casino’s true side. When I tested cashouts at all the casinos on this list, I ran into some surprising tricks.

At one big NZ casino, I tried to withdraw $1,200, but they kept sending me bonus offers every day, hoping I’d cancel my cashout—right up until the money was about to be processed.

Another casino made me prove my identity three different times for the same withdrawal. Some even said my documents were ‘unclear,’ even though they were high-quality scans, making me resend them again and again while my money was stuck.

That’s why you should always try a small withdrawal first before trusting any new casino with bigger amounts.

Our Final Verdict on High Payout Casinos NZ

There are a few ways to find the best payout casino for you, and it typically depends on what sort of payout you’re looking for. If you want a big jackpot, then seeking out the high payout casinos with plenty of progressives is a good idea. Alternatively, if you’re looking for regular returns, look for the low volatility, high RTP slots. Luckily for you, all of the casinos we recommend here typically provide both, meaning there really is something for everyone.

Even at the best high payout casinos, winning regularly is never guaranteed. High RTP slots and progressive jackpots improve your chances on paper, but short-term luck plays a much bigger role than most players realize.

A 96% RTP doesn’t mean you’ll get $96 back for every $100 you spend — it’s an average calculated over thousands or even millions of spins.

Always treat high payout casinos as giving you better odds, not sure outcomes.

Why Trust Our Selection of Top Paying Casinos NZ

All the casinos we recommend not only on this page but across our website are completely safe and secure. We endure a thorough testing process that begins with ensuring that a site is fully licensed and regulated. You won’t find a site here that isn’t licensed by a respected gambling authority.

We also test every element of the site, including the security features they have in place, as well as customer service. We want a casino to look after and protect its players, and all the sites found here do exactly that.